Terms of Use
Policy version 18-2026-09-29-r5. Seller: the sole trader operating under the registered business name JPO GLOBAL. Business contact: https://jpowealth.com.au/support. ABN: 99449627727.
Contact us through JPO Support. This product name is proposed; no trade mark registration or financial services licence is claimed.
The plain-English version
Use your own account to organise your money and explore numerical scenarios. Your verified workspace includes 60 minutes of active personal use. Time is measured on the server in short 30-second blocks; hidden or idle sessions stop requesting more time. A partially used block may still count. There is no automatic charge. One $10 AUD purchase unlocks the advertised Version 18 core tools on that account. Saved data export and support remain available after an unpaid trial.
Your account and information
Use an email you control, protect your sign-in codes and do not share access. Enter information you have permission to use. You remain responsible for checking your inputs, document recognition and assumptions. Tell support about a suspected error or unauthorised access.
The core licence and included service
The purchase grants a personal, non-transferable licence to use the advertised Version 18 money overview, record management, numerical scenarios, integrated tasks and export tools on supported devices. It has no monthly or annual fee and does not require a separate payment for each device. Cloud sync and website support are included while this service is operated. It is not a promise of unlimited lifetime hosting, guaranteed availability, every future product or personal financial advice.
We will not introduce a compulsory subscription to retain the core product already purchased. If an ongoing service must close or materially change, we will give reasonable advance notice through the account and verified contact channel, keep an opportunity to export information, and provide an appropriate remedy where required by law. Changes cannot erase statutory rights or benefits already sold.
Calculations and limitations
Results are numerical estimates based on your entries. Price changes, timing, fees, taxes and personal circumstances may make actual outcomes different. The app does not calculate tax, pension entitlements, borrowing approval, superannuation benefits or investment suitability. It does not recommend particular financial products. Seek appropriately qualified advice for decisions that require it.
Devices and installation
Your core purchase is attached to your JPO Wealth account, not one device. The same account recognises that licence on the website and in the JPO Wealth iPhone and Mac apps. App Store releases remain subject to Apple approval and regional availability; see Downloads for their current status. No second core purchase is required when using the same JPO account. Installed Apple apps require an online sign-in and initial connection, then support saved plans offline. Choose Connect / sync on each device while online to exchange changes. Original documents remain on their original device. Website access requires internet. A browser shortcut is not the native app. No native Windows or Google Play release is included.
Service operation
Internet access is required for cloud accounts, saving, support and payments. Original documents stay on the device where added. Maintain your own exports. We may maintain and improve the software, correct errors and stop misuse. Material adverse changes require reasonable notice and any remedies required by applicable law; they will not be imposed through an undisclosed charge.
Purchasing and Australian rights
Website checkout is limited to Australian customers. Its full price is $10 AUD including GST, with no added checkout fee. Apple purchases are offered in enabled App Store regions; Apple displays the local price and applicable purchase terms before confirmation. The Australian App Store base price is $10 AUD once for the same core licence. The unticked purchase agreement records the terms version and time when you choose to proceed. See the Purchase/Refund Policy. Nothing in these terms excludes consumer guarantees or other rights that cannot lawfully be excluded. The trial does not replace those rights.
Privacy and ending your account
The Privacy Policy explains collection, storage, providers, exports and deletion. You can delete active account data from My account. Records required for payments, legal obligations, fraud prevention or resolving a dispute may be retained as described there.
Questions or problems
Use JPO Support and tell us what went wrong and the remedy you are seeking. Include a receipt reference if relevant, but never full card details. We will assess the problem and explain the proposed response through your support conversation. Return to that conversation to read replies; email reply notifications are not currently sent.